Roth Contribution Limits 2025 Couples. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2025 tax year was $6,500 or $7,500 if you were. Motley fool issues rare “all in” buy alert.
If a spouse decides to contribute to a roth ira for their partner — in addition to their own — the contributions to both roth iras cannot exceed $14,000 if they are both younger than 50, $13,000 if only one is younger than 50, and $16,000 if they are both over age 50. This limit was $6,500 in 2025.
